RF Insurance Masters specializes in health insurance and individual and family plans to help customers find the best solution for your individual situation. Damian Cook, President, TriCor Technologies, Inc. “I have done business with Ray Freer for over 20 years. He maintains a high degree of integrity at all times and that’s why I trust him so much. He is very courtesy, timely, and has his customers in mind. All of my family’s health and life insurance are through RF Insurance Masters.” RF Insurance Masters knows everyone has different needs, but we recognize when some advice can help you find the best options. We listen to your concerns and help define and recommend individual and family plans for health insurance.